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Compare cit bank vs everbank and see which is better The rates offered by large institutions such as citibank, chase, and wells fargo are much, much worse (the national average deposit rate is currently 0.06%). Read everbank and cit bank reviews and ratings at creditdonkey.

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Cit bank offers a solid apy of 3.85% on its platinum savings account, but lacks physical branches and has a lower bbb rating Cit bank is an online bank that offers some of the highest savings account interest rates In contrast, everbank provides a higher apy of 4.05% and has multiple branches, but suffers from poor app ratings and is not bbb accredited.

Compare cit bank and everbank

See how their features, rates, and services stack up side by side. Cit bank offers a variety of accounts, including a checking account, three savings accounts and several types of cds Like many leading online banks, most accounts at cit bank have no. We check thousands of banks daily, providing our most comprehensive rate comparison chart

Our savings accounts are fdic insured up to $250,000, making your deposit the safest in the world. It also offers a savings account with a 5.05% apy. Check your personalized rate on bankrate. Members without eligible direct deposit will earn 1.00% apy on savings balances (including vaults) and 0.50% apy on checking balances

Interest rates are variable and subject to change at any time

These rates are current as of 11/12/25 There is no minimum balance requirement.