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Some mistakenly believe annuities alone equal a complete retirement income plan The main objectives annuity owners seek to achieve are maximizing their income in retirement, minimizing taxation and diversifying their retirement portfolio. In reality, annuities should be only a part of comprehensive retirement planning, not the whole thing.

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Understand how annuities work and how they can provide a reliable stream of retirement income Annuities can play an important role in a variety of retirement planning strategies Plus, practical annuity examples included.

Here’s what you should know before committing, including the different annuity types, their pros and cons, and how to assess which option fits your needs

Annuities are contracts with insurance.